Tools we actually use

Deals & rewards.

Every account below is one we genuinely use ourselves, day to day, for our own money. If you join through our link, you get a reward — and so do we. No cost to you either way.

How this page works: the links below are referral/affiliate links. If you sign up through one, the provider may pay us a reward — this doesn't cost you anything extra, and in most cases you get a reward too. We only list things we actually use ourselves; we're not paid to write anything here, and nothing on this page is financial advice. We are not authorised or regulated by the Financial Conduct Authority. Offer amounts, rates and terms belong to each provider, are subject to change, and you should always check the provider's own site for the current terms before joining.
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Trading 212

Investing — Stocks & Shares ISA

Free shares worth £8–£100 for both of you

This is the investing platform we use ourselves for our Stocks & Shares ISA — commission-free, and the app is genuinely easy to use even if you've never invested before.

⚠️ Capital at risk. The value of investments can go down as well as up, and you may get back less than you put in. This is not investment advice — decide for yourself, or speak to a regulated financial adviser.

This is a time-limited Trading 212 promotion (21 Sep – 3 Nov 2026) — the reward is a free Fractional Share (or cash equivalent) worth £8–£100, weighted so lower amounts are far more common than £100, with a 30-day lock-up before you can withdraw its value. If you're reading this after the promotion period, Trading 212 may be running a different offer — check the app for what's currently live. Full terms (PDF) →

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TopCashback

Cashback on everyday shopping

£25 sign-up bonus for you

We use this to claw back a bit of money on shopping and switches we'd be doing anyway — insurance, big purchases, even the odd supermarket shop through their portal.

You get your £25 bonus once you've earned £10 in cashback within 180 days of joining, withdrawable once that cashback is approved. Full terms →

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Chase Bank UK

Savings account

£50 each, once your deposit clears

We keep our household's savings buffer in a Chase saver — it's currently boosted to 4.5% AER for the first year (promotional rate, so check what's live when you join). Good, simple app, no fees.

We only have a handful of Chase referral codes available at a time, so this one's request-only rather than a public link — message us and we'll send you one while they last. You'll need to pay in at least £1,000 after activating the code for either of us to get the £50. Full terms →

Questions about any of these, or a tool you think we should add? Get in touch. See also our Terms and Privacy Policy.